Diana Monteith

Sales Representative

Office: 705.722.7100
Cell: 705.725.2217
Email: dm@remax.net

Get Pre-Approved

If you have any questions or would like more information about getting pre approved please Contact Me.

Get Pre-ApprovedMost mortgage lenders take the guess work out of applying for a loan by figuring out for you the amount you can afford to borrow. Then, they give you a printed document stating the maximum mortgage amount you qualify for based on your particular finances and income. Mortgage pre-approval establishes your price range and strengthens your buying position by letting the Seller know that you have already been approved for the loan. It can also ease time constraints once the purchase agreement in signed between Buyer and Seller.

 

Consider these Scenarios:

You're out looking at homes. Your Real Estate Broker never mentions that you should get pre-approved and just ballparks what you can afford. Of course, the more house he shows you, the better he usually comes out. You find the perfect house and work out a deal with the Seller. Three weeks later, the lender informs you that the house is $10,000 over what you qualify for and does not approve your loan. The Seller has already bought another house. You've given notice where you're renting and told all your friends about the great house you bought. And then, there's the money you've already spent on inspections on a house you can't own.

You and your REALTOR® have been working diligently finding that "perfect" home. A new listing comes on the market that's priced right and has got everything you've been looking for. You write an offer. Your REALTOR® takes it to the listing REALTOR® and is informed that another offer is coming in and will have to present both offers simultaneously to the Seller. The other Buyer is pre-approved for his loan. Whose offer do you think the Seller will negotiate first?

Should You Get Pre-Approved for a Loan First? Most Definitely! For more information on getting pre-approved let me know.

Why I'm the Real Estate Professional for YOU!


I have a profound passion for living and working as a real estate professional in the Horseshoe Valley area. I am a strong resource to answer your questions regarding this area and the community. We moved our family from the GTA for the quality of Lifestyle this area was able to offer raising our children.

The Horseshoe Valley Resort, Mt. St. Louis and The Heights Ski Club being a plus to this warm hearted community.

My areas of real estate focus are Horseshoe Valley, Barrie,Midhurst, Craighurst, Hillsdale, Mount St. Louis, Moonstone, Snowvalley, Anten Mills, Orillia and Innisfil.

Contact me direct for more information!   I will gladly be of service in answering any of your questions and assisting you on finding or selling your home.

Contact Me


152 Bayfield Street Box 580
Barrie, ON, L4M 3B5
Office: 705.722.7100
Cell: 705.725.2217
Email: dm@remax.net